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Hi there! I'm a Stay-At-Home Mom who loves digital scrapping, taking photos, web designing and blogging. And here you can find anything about me, myself and Caryl. Welcome to my little world!
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What is Digital Scrapbooking? …. Check this out!
Template freebies
Love Yin’s templates and I’m glad she’s sharing some of her creations. I found these 2 still available for grabs… 
Click on the image if you want them too…
Enjoy!
car talk
My sister is also one of those individuals or should I say drivers who is in constant search for a specific auto accessory to personalize her own car and that satisfied with her driving experience. She always make sure “Winnie” (the name of her car) look good all the time and that like any driver, she’s willing to pay anything to make it happen.
At the recent market for car accessories, there are various products to choose from including popular designs of car floor mats, from great cartoon charaters to favorite sports team. For those who are really dedicated to their car, they even spend money to have custom mats and made it fit the way they like it. Well, the possibilities are endless and its up to you to choose for the design. Perhaps you can make a design that will reflect your lifestyle and personality.
As with my sister preference, she has one favorite cartoon character and that’s always the theme of her car. Winnie the Pooh that is… That’s why for our vacation next month, she just wanted me to check and buy for her some car accessories and it should have winnie’s face on it, lol!
Doing the math
The boys were out early today and so I spent the first few hours doing the math, meaning the budget, receivables and payables to do LOL! And since June is almost over, it’s the time of the year for premium payments and some expenses related to insurance. And I guess just so timing I have a task to check about this life insurance lead, which is interesting to explore as they make way for a successful insurance agents. Looks like a nice job opportunity as well especially I’m in the process of job hunting…
Anyway, after all the computation I guess I’m still on the track and not exceeded with the budget. Now since we’re off to Manila trip in 2 weeks time I have to make a list for the things and presents to bring for family and few friends… ahh this one I think is hard. I hope I won’t miss any names.
I want new hairstyle
Hot season once again and I was planning to have a hair cut… And so after reading apidexin information, I checked various hair cut styles on the net. Since I have a round face, the goal is to create less volume around the face and that it is advisable to keep the hair length below the chin. One flattering style recommended is a long bob haircut to make the face appear slimmer. Take for instance this photo of Gwyneth Paltrow with long bob hairstyle:
So the cut is typically just above the shoulders. It’s really nice however the fly away hair is what I don’t like with a shoulder length style and ended up ponytail, 
This one is great as well:
I think the back is a bit shorter or layered, which is preferable…
Well, there are actually lots of hairstyles to choose from but of course the shape of the face need to be considered… so even though there’s a hairstyle I want but it might not look nice on me, then leave it… I will try to check some more and hopefully have a new hair do soon.
Smilebox slideshow
Looking photos of your family and friends is one of the good things to do especially if you’re living far from them. It’s considered to be a nice communication and a way to have an update of the other person.
Presently the most active and well known for this type is the facebook. Ahhh, almost everyday thousands of people logging in, checking various status and photos of their friends. However if you have a lot of photos to share, you may do it like a slideshow. Add your photos, put some words and ready to share. That’s how I find this smilebox very useful and it takes only 5 minutes to finish all…
I’ve heard smilebox from the digital community, forums and even referred by some designers. But because I haven’t made a layout for quite a while, I always forget to explore this. And now I came across with it again and looks interesting to know the various features. You may try it as well… I’m sure you gonna like it especially if you love sharing photos…
Gold coins maybe small yet valuable
There could be a lot of reasons why buy gold bullion coins. Well, here’s another fun reason I can share: You can store all of your wealth in your pocket with gold coins. They are very small and very valuable. Hence if you want a discreet way to hide your assets and protect them, gold coins are a super idea. And it makes the most sense to store you gold coins in several different safe deposit boxes and vaults. And as soon as you need your coins in an emergency, you can withdraw them and carry this wealth on you personally. This is a powerful concept in the event of an emergency. Remember gold is extremely liquid hence, it can be use everywhere.
Choosing Baby Clothes
When it comes to choosing baby clothing, there are some important factors to keep in mind. Consider style, comfort, price, durability, and ease for the parent.
Baby styles do not have to be babyish. Some of the most attractive baby clothes imitate adult styles. They are mellow, natural colors and comfortable styles. You can find very cute baby shorts made of soft pinstripe knits, little dresses that look like something Mommy might wear and T-shirts with logos like Daddy’s. Consider colors and patterns that will last through more than one child. The latest cartoon character will be outdated in a year or two, while more neutral things like stripes, flowers, and fish will last longer.
Above all, you want your baby to be comfortable. Avoid scratchy ruffles and lace, denims and zippers, itchy seams, and tight necklines with buttons. Babies sleep a lot, so they don’t want things that tickle their faces, ribbons that tangle up, rough fabrics, or hard-soled shoes. One-piece sleepers and underclothes are nice to keep drafts off their tummies.
Cheapest is not always best. Sure, you can get that t-shirt cheap, but how long will it last? Will it withstand spills, spit-up and diaper leaks? Can it be washed repeatedly? Will the seams hold up? A good brand will last through two or three active children. Watch your sales and shop online, and you can get some very good quality clothing at reasonable prices, but price should not be the main consideration.
Another factor when choosing adorable little outfits is how much work they are for the parent. If you pick a color theme and buy sets of clothing that mix and match, then you don’t have to change a whole outfit if there’s a mess on just one piece. You save a lot of laundry time and effort that way.
Choosing Sentinel for Dogs or Other Pet Medications
When it comes to your dog, you want him to have the best. He needs to stay happy, healthy and playful, and you can give him that with the right food and the right preventative care. Some of that care must come from your veterinarian, who can give your dog the proper shots to protect him from all kinds of diseases. Your vet can also diagnose problems with your dog’s health that can be corrected or treated to help your four-legged friend feel better. Fortunately, you can also do some things to keep your dog healthy, and one of those is to treat him with medication that repels fleas, heartworms, and other kinds of worms. Sentinel for dogs is one of the medications that can do this, and combines treatment and prevention for several different problems.
Other medications can treat these problems, too, and some of them can prevent the problems from ever getting started, but it doesn’t make sense to use several different medications for your dog when you can use just one and be done. By using only one medication, your dog gets his prevention quickly and easily, and you don’t have to worry about medications counteracting one another or causing a bad reaction. The medications in Sentinel are designed to work together, so they won’t hurt your dog.
Talk to your vet about this kind of preventative medication, and whether your dog needs it. There are many areas of the country where medications like this are more urgently needed than others, but that doesn’t mean that a low-risk dog still shouldn’t be treated to help keep him safe. Rather than make assumptions, your vet can help you choose the medications that are best for your dog and that will give him the highest chance at a long and happy life.
Betting the Over/Under
Sports betting is a big business and it’s because people lose. There is no way of guaranteeing that you will win when you make a bet. The odds may be in your favor but there is no way of knowing if it will pan out. So how do you ensure that you will make a wager you can win? The best thing to do is know what it is you are betting. Knowing that is half the battle.
In betting, there is something called the over/under. The nice thing about this particular bet is that it’s available in so many different sports and it’s a relatively easy bet to follow. So how does it work?
Over/under is where you have to bet a number over or under. For instance, in a basketball game there may be an over/under for points scored in the game. A professional basketball game might have an over/under of 185. This means you have to bet whether the combined point total of both teams will be over or under 185.
You may find this betting in an individuals performance. Perhaps they will set the over/under on a particular basketball players points. The over/under could be 23. Or they may use rebounds or assists or even personal fouls. For most regular games the over/under is usually simple and straight forward.
Over/under is one of the more fun bets to make. When big football games roll around or a big boxing match, the over/under can get pretty crazy and it will make the betting that much more enjoyable and that’s the point. Since you are only betting what you can afford to lose you should be having fun with your bets and the over/under allows you to watch a sporting event in a different way.
Using Your Home for Bill Consolidation
In today’s economic climate, many Americans are holding more debt than ever before, much of which is high-interest credit card debt. How best can you manage all this debt? One option is through bill consolidation. The term bill consolidation (also referred to as debt consolidation) is the method of converting several bills into one bill with only one monthly payment. It is much easier to pay one payment each month than to pay a handful of bills every month. Debt consolidation is usually done with car loans, credit card debt, and even student loans, and requires an approval process for the new (consolidated) loan. Consolidation can be a useful way to group together more than one bill into one loan with more favorable terms—such as lower or fixed interest rate or a longer duration in which to pay off the loan.
One of the easiest ways to consolidate your bills is with a home equity debt consolidation loan—using your home as collateral for the new loan. The major advantage is that the interest rate on a primary residence is typically much lower than other loan types, namely credit card rates. This is due to the fact that the debt is secured and the lender therefore is taking on less risk. Also, the payment terms are longer (15-30 years), so you could end up paying less each month in bills; in fact, the single monthly payment should be considerably less than the sum of the previous bills.
Furthermore, the interest may be tax deductible—you may be able to itemize the interest you pay on a home loan annually when you submit your federal taxes. This applies if the total mortgage does not exceed one hundred percent of the appraised value of your property. Ask your tax consultant for more details.
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